I make a decent wage, but back in my youth I was just really, really stupid. At one point I was carrying around close to $40K in credit card debt. I should’ve just declared bankruptcy back when that was so easy to do, but my mom’s dirt-farmer/fisherfolk work ethic was too deeply ingrained in me (ironic since like 123 of my 289 cousins have declared bankruptcy at some point).
Continue reading “Crawling out of the credit hole”